30+ Years Helping Californians Rebuild Financially

Bankruptcy isn’t the end—it’s a new beginning. We’re here to guide you through the process with respect, empathy, and expertise.

Your Road To Financial Recovery Starts Here.

Couple with kids
Compassionate legal team offering bankruptcy and credit relief in California

Compassionate Legal Help for a Fresh Start

LEGAL SUPPORT WHEN YOU NEED IT

At Raymond Law Offices APC, we believe that everyone deserves a second chance and a fresh start. For over 30 years, we’ve helped individuals and families across California take control of their finances, understand their rights, and move forward with knowledge and confidence.

We have dedicated our practice to bankruptcy, credit litigation, and consumer protection, offering honest guidance and personalized solutions when you need them the most. Whether you’re overwhelmed by debt, facing foreclosure, vehicle repossession, or lawsuits from creditors, or simply unsure of your options, our experienced team is here to listen, support, and guide you—without judgment.

Why Clients Choose Us

SUPPORTIVE, SKILLED, AND ALWAYS RELIABLE

Decades of Experience

We’ve helped thousands of clients navigate Chapter 7 and Chapter 13 bankruptcy, fight back against abusive collectors, and rebuild their financial lives.

Client-Focused Approach

You’re more than a case file to us. We take the time to understand your unique situation and tailor our advice to fit your needs.

Clear Communication

We explain the legal process in plain language and keep you informed every step of the way.

Free Evaluations

Talk to us—no pressure, no obligation. We’re here to help you make an informed decision.

Serving Clients Throughout California

TRUSTED REPRESENTATION WITH LOCAL EXPERTISE

Protect Your Consumer Credit Rights

Our office focuses on providing thorough, well-rounded legal representation

Protect Your Consumer Credit Rights

Our office focuses on providing thorough, well-rounded legal representation. We explore all options to ensure that our clients obtain maximum debt relief, while preserving maximum assets and protecting their consumer rights. For more information about Debt Collection Harassment and your consumer rights please click here

Initial Evaluation and Option Planning Session

Discuss, one-on-one with the attorney, your financial situation, explore

Initial Evaluation and Option Planning Session

Discuss, one-on-one with the attorney, your financial situation, explore potential legal option(s), and develop a plan of action for making your credit great again. Click HERE to learn how you can receive your Initial Evaluation at no cost to you *Click here to schedule your free evaluation

We Seek Successful Solutions

We have an outstanding record of success. We will help our clients investigate

We Seek Successful Solutions

We have an outstanding record of success. We will help our clients investigate their options to find one the best fit under the circumstances for their specific situation. Since we aggressively explore all options, our clients obtain maximum debt relief, while preserving maximum assets and protecting their consumer rights.

Deborah L. Raymond, Attorney

EXPERIENCED – RELIABLE – DEDICATED

“Growing up, my family faced financial hardships, and when legal challenges came up, we couldn’t afford the help we needed. That experience is what led me to pursue a career in law—specifically bankruptcy and consumer protection—so I could stand up for families like mine and help others regain control of their financial future.” ~Deborah L. Raymond

Additionally, Attorney Raymond has also represented clients for violations of the Federal Fair Debt Collection Practices Act (“FDCPA”), the Federal Truth In Lending Act (“TILA”), the Federal Home Ownership Equity Protection Act (“HOEPA”), and the Federal Fair Credit Reporting Act (“FCRA”). By combining both her bankruptcy skills and litigation experience, Attorney Raymond is able to provide our clients with a well-rounded legal approach in order to maximize their legal protections available to them.

Deborah L. Raymond – Experienced Attorney in Bankruptcy and Consumer Rights Law
Years of Bankruptcy Experience
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Discharged since 1995
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Clients assisted with debt relief
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Bar Admission

Admitted to the following Courts

Clerkship

Education

Organization Affiliations

Comprehensive Bankruptcy Solutions

EMPOWERING YOUR FINANCIAL RIGHTS
Explore our range of services designed to help you navigate complex financial challenges with confidence. We offer tailored solutions for both Chapter 7 and Chapter 13 bankruptcy to provide you with the support and relief you need.

Chapter 7 Bankruptcy

Eliminate most unsecured debts like credit cards and medical bills. We’ll help you navigate the process and protect assets.

Chapter 13 Bankruptcy

Create a manageable repayment plan to catch up on debts, keep your home, and avoid foreclosure.

Consumer Credit Rights

Fix inaccurate credit reports and stop debt collector harassment. We’ll ensure your consumer rights are protected under the law.

Hear From Our Satisfied Clients

Honest Words, Real Experiences

Dalía S. profile picture
Dalía S.
1 year ago
Deborah is responsive and extremely helpful. The team was very helpful and supportive.
Kelly M. profile picture
Kelly M.
1 year ago
Best Lawyer Ever! I had a pretty complicated case and had spoken to a few lawyers before her for an initial consultation. Once speaking with her I knew she was the right person to help me. She is very knowledgeable and very sincere and I truly appreciate her. Thank you!
Response from the owner
1 year ago
Thanks, Kelly! Hearing that you felt supported and understood really means a lot. Helping you through a tough situation and making things feel a little more manageable is exactly what we aim for. Your trust means everything to us.
Mark B profile picture
Mark B
1 year ago
Attorney Raymond provided invaluable assistance in solving a tricky financial problem.
Response from the owner
1 year ago
Glad to hear Attorney Raymond was able to help, Mark. Financial issues can be tough to navigate, but having someone experienced in your corner makes a big difference.
Adam F. profile picture
Adam F.
2 years ago
A rare trait for an attorney! Debra was very warm and honest and actually told that she wouldn't take my case as her services weren't needed; a first for me!!
Response from the owner
1 year ago
Really appreciate you pointing that out, Adam. Deborah’s all about honesty, and if she doesn’t think her help is needed, she’ll always be upfront about it. Glad that stood out to you—it’s a core part of how we do things here. Thanks for taking the time to share your experience.
Marie profile picture
Marie
2 years ago
Attorney Raymond was wonderful and pleasant to speak to over the phone. She explained to me clearly what my options are.
I am not ready to file bankruptcy yet but when I do, she will be my go-to BK attorney.
Response from the owner
1 year ago
Thanks for the kind words, Marie. We're really glad the call helped you understand your options and made things a little clearer. Whenever you're ready, we’ll be here to support you every step of the way as your Bankruptcy Lawyer. Appreciate you sharing your experience!
Pamela M. profile picture
Pamela M.
2 years ago
"The experience was outstanding.”
Response from the owner
2 years ago
Glad to hear you had an outstanding experience! Our team works hard to provide the best support, and it’s great to know we met your expectations.
Kimberly C. profile picture
Kimberly C.
2 years ago
Raymond Law has been a great resource for information and has been helpful and has assisted on several occasions regarding complex decisions regarding personal and business matters. I trust Raymond Law to provide the best professional advise and guidance while exploring life changing decisions and options.
Response from the owner
2 years ago
Raymond Law is always here to provide the guidance and support you need, Kimberly. Helping you navigate complex personal and business matters is what we do best, and we appreciate your trust in us. Making informed decisions can be overwhelming, but having a team that understands your options makes all the difference. We're grateful for your kind words and look forward to being a resource for you whenever needed.
Lacy N. profile picture
Lacy N.
2 years ago
Extremely professional and process was very easy. Not as stressful as I had thought or anticipated. 🙂 Thank you.
Response from the owner
2 years ago
Thanks for your kind words, Lacy. We’re glad our process felt professional and stress-free. At Raymond Law Offices, our goal is to make every step easier. Your feedback means a lot to us, and we're here whenever you need further guidance.
LD profile picture
LD
2 years ago
I am forever grateful for finding Attorney Raymond. Not only is she knowledgeable and understanding but shows how much she genuinely wants to help with your situation. Her patience is golden! Communication is outstanding and easy to reach! Responds in a timely manner. Great to work with, cannot recommend her highly enough! thankful that I found Attorney Raymond.
Response from the owner
2 years ago
Thank you for your thoughtful review. We’re delighted to hear that Attorney Raymond’s expertise, understanding, and dedication left such a positive impression. Providing timely communication and addressing client needs with patience and care are key aspects of her practice, and we’re grateful that these qualities resonated with you. Your recommendation is deeply appreciated.
Kelly L. profile picture
Kelly L.
2 years ago
Deborah is so good. She asks the right questions and listens attentively. When she comes up with a plan, she explains her point of view thoroughly and concisely so that you, as the client, end up getting an education. She's straightforward and compassionate at the same time.
Response from the owner
2 years ago
Thank you, Kelly, for sharing your experience. It’s fantastic to hear how Deborah’s ability to ask insightful questions and listen attentively stood out to you. Her straightforward yet compassionate approach, paired with her clear explanations, reflects her dedication to empowering clients through understanding. We’re grateful for your kind words and are always here if you need further guidance or support.

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